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Ocean Grove Memorial Home:: Funeral Home :: Benefits of Pre-arrangement

Does pre-arranging mean I have to prepay, too?

Pre-arranging a funeral does not mean you must prepay.  No cost or obligation is incurred when you come in to record your wishes with us.  You can always prepay at a later date, if you wish, but it’s not required. Whether or not you choose to prepay, we can help you tailor a plan that suits your wishes and stays in line with your budget.  You can choose the exact type of arrangements you would like.

What is the advantage of prepayment?

If you choose to prepay, you relieve your loved ones of the financial burden of funeral expenses.

How can I be sure the money I prepay will be available when it’s needed?

We are a member of CHOICES, the prepayment program of the New Jersey State Funeral Directors’ Association.  In New Jersey, we are required to place in trust 100 percent of your money and all trust accounts are FDIC insured up to the maximum limits allowed by law.  In addition, CHOICES offers a prepayment program designed specifically for those who will have to spend down their finances to obtain SSI Medicaid eligibility.  Please feel free to contact us for further information or to schedule a no cost consultation

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